Author Archives: Marco Torres

Loans of €500 to €4,000

We had a wide range of credits that adapt to the client, as well as online loans to finance any type of project. You can apply for credits and loans from the comfort of home. We are fast, safe and effective; It also has a credit and loan simulator, which consists in carrying out a free credit or loan study through the personal information that the client provides in the simulator, and an immediate response will be obtained.


  • No opening commission
  • Loans of up to € 15,000 if the customer has previously applied for loans
  • Competitive interest TIN from 5.95%. APR 6.12
  • You can request fast credit up to € 4,000 without opening commission or cancellation.
  • Competitive and convenient loan terms
  • Services such as: car loan, reform, studies, personnel, direct credit and credit cards.
  • Flexibility


You can request a credit through its web portal or through a phone call. Which, the customer can call as well as provide their phone number for us to call when the client requests it.

To request a personal credit:

  • Be of age
  • Have a DNI or NIE
  • Have a payroll, pension or proof of income.
  • Have a bank account in the client’s name.
  • Domiciled receipt
  • Recent bank statement

To apply for a loan:

  • Send a loan request and a free personalized study will be carried out.
  • Choose the type of loan you want to do

Loan details:

  • You can request a loan of up to € 15,000
  • Cofidis has a loan simulator that evaluates the client according to their needs.
  • Credi-fast up to € 4,000
  • Types of loans: Cofidis project, home renovations, new car, used car, home equipment, motorcycle, studies, trips, celebrations, dental treatment, musical instrument.
  • Minimum age to request a loan: 18 years
  • Interest rate 5.95

I’m looking for personal loans with Financial Credit Institutions and payroll

We tell you how and where you can apply for a loan with Financial Credit Institutions and payroll

If you are interested in hiring personal loans with Financial Credit Institutions and payroll, here you will be able to find all the information you need: We offer you the query that one of our readers sends us from Barcelona, ​​asking us if it is possible to get loans at the moment being in files like Financial Credit Institutions or RAI and, 

“Can I apply for credits with Financial Credit Institutions and payroll ?. If so, where? “

Hello! My name is Arturo and I am writing from the city of Barcelona.

I am looking for loans with Financial Credit Institutions (and fixed payroll) so I would like to know in which entities I can get them, as well as having more information about their operation. I want to request € 1,000.

As I have told you, I have a payroll and I have been with Financial Credit Institutions for over a year for an unpaid phone bill, so I need money urgently. Can you help me? Thank you!.

Loans with Financial Credit Institutions or having payroll. Where can they be obtained?

In response to the query we received from Arturo, we will see below if it is possible to obtain financing by being in arrears files such as Financial Credit Institutions or RAI and having a payroll as a source of income.

The financial sector has changed a lot in our country over the past few years, adapting to the needs that have emerged and offering solutions among which are as requested by our user mini personal loans with payroll and Financial Credit Institutions.

Among the main options for obtaining credits with Financial Credit Institutions and payroll that adapt to Arturo’s query, we have:

  • It offers you € 50 and € 1,000 (€ 3,000 from the 2nd credit)
  • Refund: Maximum of 30 days
  • First free credit (you do not pay commissions)
  • Accepts loans with Financial Credit Institutions and without endorsement
  • Financing from € 500 to € 5,000
  • Refund: Maximum 36 months
  • Without endorsement
  • Even with Financial Credit Institutions

After seeing what is the service offered by these platforms, we see that getting money by being listed as Financial Credit Institutions or RAI and having a source of income such as a payroll, is very simple.

And we can not forget that the sector of personal loans with Financial Credit Institutions offers us a good variety of solutions that adapt to the needs of the applicants and therefore, we can obtain financing having debts even when we are unemployed, since instead of opting to use our payroll as proof of regular income, we can provide documentation as a benefit for unemployment or subsidy.

In short, if what we are looking for are loans without importing Financial Credit Institutions, we will be able to find a large number of online solutions since nowadays there are many entities that offer this service.

If you want to know even more about the operation and characteristics of the loans with payroll, read on: we tell you everything in detail.

And what about the loans with Financial Credit Institutions and payroll without endorsement?

As we currently have at our disposal a wide variety of facilities when processing financing through the Internet, one of the most important changes in the sector has been the possibility of obtaining loans with Financial Credit Institutions and payroll without endorsement.

In comparison with what we are used to find in conventional banks where it was difficult to obtain financing without providing a guarantor to ensure the operation, today we have many options at our disposal, including, of course, the aforementioned option of obtaining money without need to provide endorsement.

Therefore, if you are looking for a platform that offers a service that allows you to obtain personal loans with Financial Credit Institutions and payroll without endorsement: do not worry. Currently you have at your disposal a good selection of options that will allow you to obtain the financing you need.

An example of this are the entities that we have spoken to you at the top of this entry.

Did you know that you can also get credits with Financial Credit Institutions online for free?

We could not continue with our entry dedicated to offering information about the credits with Financial Credit Institutions online without talking about the free financing that can also be obtained. That is to say, loans in which we do not have to pay commissions and we only reimburse the amount that has been lent to us.

We must bear in mind that although as a general rule this service can be achieved with Financial Credit Institutions and payroll, it is not available on all platforms, as is the case with telephone loans, for example. In addition, it is also limited as a promotion to first customers.

It is for this reason that before starting to manage our application and choose a financial institution, we need to look for information and compare, in order to find the cash loan entity that best suits what we need.

For this reason, in the section of our page dedicated to financing focused on profiles with debts and where, of course, we can have access to mini-credits with Financial Credit Institutions and payroll, we can find a complete list with the most outstanding platforms of the sector, with its main Features explained point by point so that we can compare quickly and at a glance.

Also, if you have reached this page because like our user Arturo you are also looking for where to get credits online with Financial Credit Institutions and payroll, you will also be able to find all the information you need (and what better than being able to request our first credit without having to pay commissions).

Financials of online loans with Financial Credit Institutions and payroll: learn to manage your application

We have already mentioned throughout this post that one of the great advantages offered by private financial companies operating through the Internet is the simplicity with which we can manage the whole process, a feature that of course we also find in those that offer us personal loans online with Financial Credit Institutions and payroll.

Then we will see how the request for this type of financing works, so that those users who are going to carry out this management for the first time, know step by step what they will find.

Before starting your application for a personal loan with Financial Credit Institutions and payroll, we recommend that you have these documents at hand:

  • Your ID or NIE
  • Your proof of regular income (as we have seen, it can be a payroll, a pension or unemployment benefit)
  • An extract of your bank account (to verify both that we are the holders of this as well as inform the platform where we want the loan to be made)

As a general rule, to complete our personal loan application with Financial Credit Institutions online we will not need more than this simple documentation. However, it is important that we take into account that depending on the entity that we have chosen, it could vary.

Now that we know the documents that we are going to need, we now have direct access to the application process. For which we have to:

  • Access the web page of the chosen financial platform
  • Enter the amount of money we want to get, as well as the period of time we want for the disbursement of this
  • Fill in the application form with our personal data
  • Attach the documentation required by the entity (as we said before, ID or NIE, proof of income or payroll and extract from our bank account)

Once we have completed all these steps and have completed filling out the form and sent the required documents, we will only wait for the entity to verify all the information we have provided and study our profile to see if our application could have been accepted.

The mini credits with Financial Credit Institutions and payroll: a reality

More and more customers are launching to request financing through the network, through payroll loans.

This is due both to the offers of quick loans with payroll and Financial Credit Institutions offered by the entities that are more attractive every day, as well as the security of the whole process, comparable to what we can find in conventional banks.

The union of these two conditions together with the rapid application process that have perfected the platforms of the sector to avoid the endless paperwork, has generated that requesting financing in a timely manner has become something much simpler than what we were used to and, therefore, Therefore, we are encouraged to apply for loans with Financial Credit Institutions and payroll with greater assiduity.

The arrival of the Internet has completely changed the way in which many of us consume and, therefore, it is not surprising that this change has also affected the financial sector, offering solutions and adapting to the social changes of today.

In this way, if we are interested in getting a loan, we must know that although the application process and requirements are very versatile, the chances of obtaining a loan when we have a payroll, are much higher.

Therefore, if we are in files associated with late payment and we have a payroll as a regular source of income, we are practically not going to have problems to get loans with Financial Credit Institutions and payroll. However, we must bear in mind that it will depend directly on the platform that we choose, the amount that we have owed, as well as the source from which the non-payment comes.

Let’s not forget the responsible use of personal loans with Financial Credit Institutions only payroll

Obtaining personal loans with Financial Credit Institutions only with payroll is possible today, when we have bad credit, in the case of a service that offers us an enormous amount of facilities but also requires that we employ it responsibly. We talk about it below:

As we have already seen throughout the paragraphs above, the sector of Internet financing has evolved in great strides over recent years, offering today an impeccable service that allows us to obtain money quickly under a lot of circumstances and needs.

Among all these options we also find Financial Credit Institutions loans only as an example that shows us how the platforms specialized in financing have managed to adapt and modify their services to cover real needs of their clients, such as obtaining fast money with Financial Credit Institutions.

Now, although obtaining this financing is an easy and fast process, of course much more than if we request fast loans without payroll and property, we can not forget that when contracting this service we are accepting a series of conditions by contract, among which there are the payment obligations for which we have to repay the loaned amount plus its corresponding commissions.

Therefore, if we are going to request a personal loan with fixed payroll and Financial Credit Institutions we must be sure that once the period of days agreed with the entity has elapsed, we will be able to count on a sufficient amount of money that allows us to return the loan. total amount of the credit plus its cost.

In this way we would be making responsible use of this financing service since, on the contrary, if we could not settle the debt within the established period we would increase the amount of our annotation in Financial Credit Institutions, preventing us in the future from requesting a service again of financing.

Loans with Financial Credit Institutions and payroll. What should I keep in mind when managing my application?

 Finally, we will end with this entry dedicated entirely to personal loans with Financial Credit Institutions and fixed payroll referring to a series of basic tips that we need to take into account when starting to manage our application or look for a platform that fits what we need.

And is that, as we have said throughout the previous paragraphs today we have a large number of specialized platforms to offer online loans on the spot. Which, at the time of choosing can be confusing if it is our first time, since we are not sure if the financial one we have chosen, will be the most appropriate for our profile.

Then we leave you with several tips to take into account before proceeding to process personal loans with Financial Credit Institutions (and counting with payroll).

  • First of all, look for information from sources of trust: the Internet is a great informative tool. Therefore, what better than before starting to look for financial platforms seek information regarding the operation of these to familiarize with the whole process and know, before we start, what we will find.
  • After this and now that you have been able to consult information about the world of financing, be very clear about what you need: amount to request in your possible personal loans with Financial Credit Institutions, repayment terms, monthly installments or refund in one payment, necessary documentation and possible debts for annotations in Financial Credit Institutions.
  • When you already know roughly the operation of the credit sector without requirements and have decided which financial product you want to hire, perform a comparative study.

On our website you can find a lot of information within the comparator, where we talk about the main platforms, as well as the advantages they offer so you can see which one is most interesting to you, quickly and without complications.

  • Finally, you only have to decide on the platform that best suits your needs and offers you a more competitive offer. In addition, most entities include a credit simulator that will let you know the total cost of financing even before applying for it.

Broker for a real estate loan without contribution

Borrowing without having a personal contribution is not always easy, the broker can make it easier to find an offer of financing, without having to advance the least amount of money.

Principle of credit in real estate credit


The broker is a banking intermediary, that is to say, it intervenes between the customer wishing to buy a property and the bank that offers financing. His role is to work on behalf of his client, through a mandate and negotiate for him the best terms of repayment. When a loan applicant does not have a contribution amount, the broker must take this element into account in his study and be responsible for finding offers that can be obtained without contribution.

The real estate broker firstly provides advice to his client, he will also propose a feasibility study and provide him with explanations on the operation of the mortgage, including the steps and fees related to this financing. Finally, he will also take into account the peculiarities of his client’s situation, such as the lack of input to negotiate with the partner banks.

Can the broker make it easy to get a credit without a contribution?

Can the broker make it easy to get a credit without a contribution?

The real estate broker knows very well the housing loan market but also the current conditions of the banks and especially the rates. Every month, banks review their rates, their criteria, information at the hand of the broker. But the broker also has a very good knowledge of the market and actors, he usually knows where to turn when no input is available, he also knows the processing time in each agency.

The broker therefore has a global vision of the mortgage market on its sector, most are limited to the city in which they are located, which allows to have a choice of several banks to obtain a loan. Brokers can also work at the national level, for more specific products or for specific needs.

How to choose a broker?

How to choose a broker?

The broker is above all a human being, so there is a relationship of trust to put in place between him and his client. For the loan candidate, it is important to have a good feeling and to feel accompanied in his project, without being taken of high or badly informed. It is also important to measure the popularity or the opinions of customers who have used the local real estate broker, this allows to get a better idea of ​​the quality of services offered. Finally, a first appointment is important, you have to take the time to explain your project and your financial situation.

Handle short-term loan quickly and easily

Special loans help

Special loans help

As a rule, consumers can first obtain comprehensive information about the offers on the credit market before deciding on a loan. Sometimes, however, a Short-term loan is necessary, for example, if unforeseen expenses have to be financed. This may include, for example, the repair of a car if the vehicle is needed professionally.

Short-term loan: online and offline possible

Kurzfristige Kreditaufnahme für Kfz

Short-term loan, for example, to have a broken vehicle repaired.

Basically, it is both offline, so in the bank branch, as well as online via the website of a bank possible to apply for a loan at short notice. In reality, however, the situation is particularly difficult for retail banks to the extent that both the application and the lending usually require a longer lead time. So often an appointment must first be agreed, then follows the credit discussion and days or even weeks later, the loan amount is ultimately transferred. For this reason, on this condition, priority is given to online loans. In addition, you should make sure that it is as possible to so-called fast, short-term or instant loans. There a Short-term loan is almost always possible. The banks offer such special loans, which are characterized by a short processing time, especially under the following names:

  • instant loans
  • Loans with immediate approval
  • Payday emergency loans
  • Quick loans
  • Express loans
  • Short-term loans

A Short-term loan is always possible with these loans, because often both the application and the credit decision are already automated. Ideally, only a few minutes pass between application and credit decision. If the bank then provides the Webident procedure and the option of submitting documents and credit agreements online, you may be able to dispose of the loan amount after only one day.

In which cases is Short-term loan possible?

In practice, there are quite a few reasons that make it difficult for you to compare a large number of credit offers on the market, but you have to opt for Short-term loan. Typical situations in which short-term capital is needed are, for example:

  • Car repair after accident or defect
  • Limited time special offer, for example special model in the motor vehicle sector
  • Urgently necessary repair in or at the house
  • Spontaneous holiday

In fact, there are various situations in which it is necessary that the loan amount is available to you after two to three days at the latest. Despite the Short-term loan, however, you should compare as few offers as possible and not access the first available loan offer. Incidentally, if this amounts to a sum between a few hundred and up to 3,000 euros, the use of the disposition credit may also be the ideal solution.

Loan for Reported in End-to-end knowledge company

Are you looking for a Loan and do not know what to do? The assignment of the fifth is the answer. Thanks to Credit, getting money is simple, fast and secure.

Thanks to the numerous agreements stipulated with financial and insurance companies, we always find the road to give you new liquidity, the money you need.

In fact, even if indicated in credit bank, it is possible to have new credit through an ad hoc loan.

Loan for Reported in  end-to-end knowledge company

The assignment of the fifth is the only loan that can be granted to those referred to in for late payments or outstanding loans in previous loans.

The repayment formula provides that the monthly installments are debited directly on the income received, then either on the paycheck or on the pension.

For example, if you are an employee and your monthly salary is equal to € 1,000, thanks to this financial solution you can have new liquidity by repaying a maximum installment of € 200.

The calculation of the maximum installment for a transfer of the fifth is obtained by multiplying the monthly net salary * 20%.

Thanks to this loan, even if your name is on the list of bad payers for unpaid or late payments, you can have liquidity, consolidate loans in progress, regularize your credit position in Experian and CTC for be able to request further funding in the future.

 Cession of the Fifth: How much can I get?

The transfer of the fifth allows you to obtain amounts up to 50,000 euros repayable in monthly installments payable directly from the paycheck or pension.

It is possible to subscribe to the loan with a duration of up to 120 months, which makes it possible to keep the installment low.

Those referred to in that require a paycheck or pensioner loan can use the liquidity obtained for any purpose.

The transfer of the fifth is the only possibility of obtaining money for those referred to to permanent employment or retirees, as well as being an excellent opportunity as regards the interest rates applied.

The Loan for the Unemployed

The unemployed are often struggling to make ends meet with their money, especially if they have already slipped into unemployment benefits II (Hartz IV). If there is still a financial emergency, for example, because the apartment is to be repaired, it can be financially dicey. A cash loan for the unemployed could be a good solution in such cases. But is there such a financing option in practice at all?

Cash loan for the unemployed: very few offers on the market

Cash loan for the unemployed: very few offers on the market

A cash loan for the unemployed is actually extremely rare on the financial market. This is mainly due to the fact that, although some credit intermediaries and banks from abroad are willing to give so-called loans without private credit. In this case, the request for private credit information is waived, so that any negative entries also do not play a role in lending. On the other hand, almost no lender is willing to lend money on the condition that there is no regular income. Although some lenders – also often based abroad – explicitly offer a cash loan for the unemployed. In most cases, however, these are either dubious offers or the loan sums are so low that they do not really help the loan seeker. Nevertheless, there is also the possibility for the unemployed to find the right loan. The offers should, however, be compared very closely.

Under what conditions is a loan for the unemployed feasible?

 In particular, under the condition that you as an unemployed person or a jobseeker receive unemployment benefit I for a few months, it is quite possible to find a suitable cash loan for the unemployed. In most cases, however, the loan amounts are limited to a maximum of € 1,500 to € 3,000 and the repayment must be made at the latest within the period in which you still receive ALG I. A possibly optimal financing solution in this case are so-called short – term loans. These are provided by special providers, such as Express credit.

For these short-term loans, the maximum loan amounts – depending on the provider – often only between 500 and 1,000 euros, but often this is already sufficient to carry out the much-needed financing. In addition, it is another feature of such loans that the full eradication usually takes place after a maximum of 30 to 60 days. Therefore, short-term loans qualify as a cash loan for the unemployed only if there is a real short-term liquidity shortage and the amount borrowed is likely to be repaid after 30 or 60 days.

Personal loans in cash and instantly

The personal loans in cash, of the different credit entities, offer a series of advantages depending on which one you choose

You can check that not all personal cash loans are the same. If you visit the summary panel of mini credits instantly, located on our homepage (which you will go to if you click on the link) you can compare and choose the one that best suits you. A fast and safe way to get cash instantly. Advertising

For example, it is possible that a certain mini credit offers you an interest that seems convenient but, at the same time, you do not know that you can not request it because – let’s say – you are included in delinquency lists.

The loss of time it would take you to wait until the answer by the manager of online mini loans, you can save it by viewing the panel of loans and see what are the credits that are granted with Financial Credit Institutions. 

Mini cash loans online and free

We do not need to tell you how important it is to be well informed when requesting mini cash loans online. Interest fluctuates greatly from one to the other. To the point of existing, for example, credit companies such as ours, which offers you a free mini loan, if it is your first application and, naturally, if you return it in a timely manner. Either taking advantage of this promotion, or already as a repeat customer you will get cash instantly, which is what it is about.

Urgent cash loans. Knowing how to choose the right one for us


Like any branded product, they have their star offer, to say the least. The seal that distinguishes them from the others. We insist, not all urgent cash loans are the best for the same case.

Depending on your needs, you may be more suited to one or the other. You will rarely find the one that best suits yours, if you do not compare between mini credits in cash.

Little paperwork in the processing

Perhaps one of its best advantages are the fast credits without papers, so called because of the scarce documentation that must be provided. Usually enough with the DNI, payroll (or unemployment benefit, self-employed, subsidy… etc.), A phone number where you can call and another account (where you enter and then return the quick mini credit).

Responsibility for personal loans of cash

Throughout this article we have already made it clear to you that it is useless to have in your hands the urgent personal loans that most convince you, if you do not compare them. This way you will not know, which is the one that really suits you best.

And it is that, from mini credit to the Instant we urge you not to make a decision with the first offer that you have been able to find. You can search thousands of personal credits in cash if you search the internet, but you can not settle for reading the owner forgetting the fine print.

In addition to comparing them, as we have already indicated in these lines, we are going to offer you other small steps to follow so that the hiring of your urgent cash loans are as effective and safe as possible.

Small tips before hiring urgent cash loans

Below we are going to offer you a series of small tips so that you can make the choice of your loans in cash in the most responsible way possible. Remember: never hire an economic benefit, even if they are simple personal mini-credits, with a hot head and without following these brief steps. Because even if it seems like a lazy “process” to which you should spend several minutes, you will have been grateful to have invested that time in analyzing urgent mini-credits because you will save many problems in the long term.

  • Investigate: find out about all credit institutions, read their conditions and requirements to the full, look for opinions of them on the web, etc. Have a wide range of options of all those that you could find to be able to move on to the next step.
  • Compare: once you have that range of options in your hand, you should compare them. Which one is more expensive? Who has the most affordable return period to my position? Who accepts the situation in which I find myself at this moment -I am in Financial Credit Institutions or RAI, I do not have a payroll, nor a guarantee…?, etc.
  • Decide: once you have analyzed each of the credit institutions that suit your situation, you must choose. Keep in mind that you must meet all the requirements that are required, have the papers they ask you in order and, of course, the return time must comply with it, or you can greatly increase the loan you have requested.

We also offer you the option to find mini credits in your city. You will see that in the main and lateral menus, you have cards by location. Cities such as Madrid, Barcelona, Valencia… etc. with a list of addresses and phone numbers of mini cash loan companies that you will find in your area, as well as professionals related to the sector.

You need a loan with negative credit rating? There are ways ..

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If you have a financial bottleneck and decide to apply for a loan , you can either do so at a branch bank or on the Internet. In both cases, the borrower has to observe various conditions and fulfill requirements. Branch banks require a positive credit rating. If the applicant has a negative entry in the Schufa and thus a negative credit rating, then he has no good chance of a loan approval. The situation is different with the loan offers on the Internet. Here, various banks have also specialized in borrowers who can not provide positive Schufa information. With such offers, only the self-information, ie the loan application is completed completely and truthfully. Also, it only takes a few days for the online bank to give a commitment or a rejection. The reason for the short waiting and processing times lies in the fact that online banks can do without a branch network and therefore can save costs. This advantage is then passed on immediately to the customers.

Seriousness is important

Before a borrower with a negative credit rating applies for a loan online, he should obtain a comprehensive overview of the offers available to him. This is best done in a credit comparison, which can be done online without obligation and free of charge. If a loan without a credit check is found, which can correspond to the own needs, the request can be put online. Applications should only be submitted to reputable lenders. A characteristic of seriousness is, for example, the fact that the registered office of the bank is located in Germany or at least in the European Union. On the other hand, in the event of insolvency of the bank, no guarantee can be given. Test reports from other borrowers and analyzes by market research institutes can also be helpful in making your own credit decision. Financial portals repeatedly test various online credit institutions for their respectability and credit conditions. A comprehensive look at the Internet is so worthwhile to quickly get back into a financial balance.


Fast loans without papers

If you do not want to waste your time in making an appointment, carrying out financial procedures, justifying the purpose of the money you request and many other things, request a quick loan with us. We offer your money without payroll and without having to send us any type of document. Quick credits without documentation or paperwork are the best option to fix your financial situation. You can request between € 50 and € 1,000 without interest to return it in up to 30 days. What more could you ask for?

The best solution for your financial problems

 If you know that you are not going to make ends meet and have outstanding bills and do not know what to do to get more money, we are here to help you. Use our loan simulator on the home page to choose how much money you want and when you want to return it.

Fill out our online form and get your answer only takes a few minutes. You can do it in a simple and comfortable way, from your home. On our homepage, you will see that you can request a quick credit between € 50 and € 1,000 and start your application by clicking on the button you request!

The advantages of quick credits without documentation

The advantages of quick credits without documentation

Quick credits without documentation have many advantages. First of all, with us you do not have to have a payroll. You can request your mini credit instantly without guarantee and without guarantee. We offer loans even if you are on a list of Financial Credit Institutions defaulters. In addition, your request can be approved even if you have been rejected elsewhere.

We know that you have an urgent reason to request your loan and that is why we try to help you quickly without causing more complications. With us you will have your money in your bank account in less than 24 hours to improve your quality of life without having to wait. We offer you a quick way to receive your money urgently and the best of all is that our services are free and 100% online.

If you are in a list of defaulters such as Financial Credit Institutions, you should not worry either. Quick loans without documentation can also be requested by having other debts and, what’s more, you can use your credit to get out of those urgent debts. You decide what you need your quick credit for. You will not have to justify the purpose of your loan without payroll. Simply return your loan on time.

The difference between us and traditional financial institutions

The difference between us and traditional financial institutions

We are a leading platform in the world of online loans and credits. Our services are 100% online and you can use them through any device connected to the network. Unlike traditional banks, we do not ask you to send any type of documentation and we do not make you go through annoying procedures. We know that many people do not have a fixed job today, but still survive with temporary jobs and projects.

You can receive your loan online without proof of income. You just have to fill out our request and your answer will arrive in 15 minutes. If it is your first time applying for credit through our company and you have never used the services of the lenders with whom we work before, your money comes without interest. By not having to pay fees and commissions, you can use your money and return the right without overpaying.

We function as an intermediary, helping people like you find the best credit offer available in the market. Our partner lenders are the most recognized financial entities in Spain. You can trust the source of your money and review your offer on the lender’s website before accepting it. If you like what we offer, accept your loan and start living without stress.

Loans of up to 1,000 € without interest to enjoy your free time

You can spend your credit fast as you want, without the need to give explanations. At us we trust in the commitment we create with our clients and users, so we do not need explanations. We help you get your money without questions and without paperwork. Use your quick credit without interest to:

  • Go traveling
  • Enjoy a hobby
  • Buy new clothes
  • Pay your bills
  • Fix your car
  • Improve your house
  • Leave other debts

Use your fast credit responsibly and return it in time to continue using our services in the future. The next time you want to request another loan your data will already be saved under your profile and you can receive your money without having to fill out your application again.

The requirements to apply for credit online with us

We help you receive your quick credit to solve any problem or to cover any type of unexpected expense. If you meet these requirements you can receive your quick credit before the end of the day:

  • You are between 18 and 80 years old
  • You have a DNI / NIE in force
  • You are a resident of Spain
  • You have a bank account
  • You have an email
  • You have a mobile number

We offers up to 1,000 € without interest with a return period of up to 30 days. Your answer arrives in 15 minutes and you can request your money using any device connected to the network.

Apply for your quick credit with no questions and no paperwork ! You will receive your money in less than 24 hours and 100% online.

Instant Loan without private credit information

Borrowing money quickly means having a four-digit, four-digit amount within twenty-four or forty-eight hours. This is usually only possible with an instant loan without private credit. Only German and foreign online banks are eligible as lenders.

Self-report instead of private credit score

The creditworthiness of the loan seeker, ie his economic ability to repay the loan on time and in full, is checked by all banks and savings banks. The branch companies with their main branches, branch offices and local branches as well as the direct banks largely rely on the private credit information and the associated private credit score. Already with the slightest negative entry in the private credit database, a risk in the reliability of the loan seeker is seen therein, and the loan application is rejected. Online banks that offer their fast, express or lightning loans without private credit take a detailed self-disclosure of the loan seeker as the basis for their credit rating. The private credit score only evaluates the contractual spending behavior; The self-report also asks for the revenue of the applicant. It is, in fact, more comprehensive than the private credit information, and it must be completed both completely and truthfully; otherwise, the loan agreement will be retroactively redeemed.

Fast is often called higher interest rates

Fast is often called higher interest rates

If you need money quickly and urgently, you are not paying close attention to the lowest interest rate. In this respect, the applicant is not choosy, because he would rather today than tomorrow have the money in the account or in the hands. The loan without private credit is granted by the online banks up to the amount of a middle four-digit euro amount. Loan amount and credit risk remain so manageable. The repayment term is usually limited to four to a maximum of five years. These benefits and the associated fast processing paid the loan seeker with a mostly higher interest rate. In return, he has achieved his goal, namely the fast and discreet credit without private credit .

Credit without private credit does not appear anywhere

Credit without private credit does not appear anywhere

Apart from the two involved lenders and borrowers, nobody learns anything about the instant loan without private credit, which is paid on request in cash, so that the current account remains unaffected. Since nobody knows about the credit, the private credit score is not affected. The calculates only what is entered in the private credit database of positive or negative information. The loan without private credit is not one of them. He literally stays out and does not burden the private credit score. If everything is right on both sides, then the loan without private credit can be available within two to three days. If one or the other document is missing, it quickly becomes an entire week.